Mortgage Loans

Helping Our Community Put Down Roots

NMLS 1946112

Morgan Miller

Mortgage Loan Officer

Morgan Miller is dedicated to helping her clients achieve their financial goals. With a background in finance and a passion for helping others, Morgan brings a unique perspective to the lending process. She takes the time to understand her clients’ financial situations and goals, and works closely with them to find the best loan solutions to fit their needs. 

Morgan prides herself on providing exceptional customer service and making the lending process as straightforward and stress-free as possible. Whether you’re a first-time homebuyer or a seasoned investor, Morgan is committed to helping you achieve your financial objectives and make your dreams a reality.

Morgan Miller

Mortgage Loan Officer

NMLS 1946112

Morgan Miller is dedicated to helping her clients achieve their financial goals. With a background in finance and a passion for helping others, Morgan brings a unique perspective to the lending process. She takes the time to understand her clients’ financial situations and goals, and works closely with them to find the best loan solutions to fit their needs. 

Morgan prides herself on providing exceptional customer service and making the lending process as straightforward and stress-free as possible. Whether you’re a first-time homebuyer or a seasoned investor, Morgan is committed to helping you achieve your financial objectives and make your dreams a reality.

NMLS 2301046

Libby Pledger

Mortgage Loan Officer

Libby Pledger is an experienced Mortgage Loan Officer (MLO) at First Service Bank, dedicated to helping individuals and families achieve their dreams of homeownership. With years of experience in the banking industry, Libby has a deep understanding of the lending process and uses her expertise to guide her clients every step of the way. 

She takes the time to listen to her clients’ needs and goals and provides personalized solutions tailored to their unique situations. Whether you’re a first-time homebuyer or looking to refinance, Libby is committed to providing excellent customer service and making the lending process as smooth and stress-free as possible.

Libby Pledger

Mortgage Loan Officer

NMLS 2301046

Libby Pledger is an experienced Mortgage Loan Officer (MLO) at First Service Bank, dedicated to helping individuals and families achieve their dreams of homeownership. With years of experience in the banking industry, Libby has a deep understanding of the lending process and uses her expertise to guide her clients every step of the way. 

She takes the time to listen to her clients’ needs and goals and provides personalized solutions tailored to their unique situations. Whether you’re a first-time homebuyer or looking to refinance, Libby is committed to providing excellent customer service and making the lending process as smooth and stress-free as possible.

NMLS 1981128

Nathan Chamblee

Mortgage and Commercial Lending Officer

With his extensive experience in both mortgage and commercial lending, Nathan is uniquely qualified to help you achieve your financial goals. He takes the time to listen to his clients’ needs, and provides personalized solutions tailored to their unique situations. 

Nathan is dedicated to providing exceptional customer service and making the lending process as easy and stress-free as possible. Whether you’re buying a home or looking to grow your business, Nathan is here to help you every step of the way. 

Nathan Chamblee

Mortgage and Commercial Lending Officer

NMLS 1981128

With his extensive experience in both mortgage and commercial lending, Nathan is uniquely qualified to help you achieve your financial goals. He takes the time to listen to his clients’ needs, and provides personalized solutions tailored to their unique situations. 

Nathan is dedicated to providing exceptional customer service and making the lending process as easy and stress-free as possible. Whether you’re buying a home or looking to grow your business, Nathan is here to help you every step of the way.

Example for FHA 203(h) Disaster Relief Loan:

$250,000 purchase price, with loan amount at $254,375 (upfront mortgage insurance for FHA Loans is typically 1.75% added to your total loan amount) with a 30-year term at an interest rate of 6.500% with a down payment of 0% / $0 and no discount points would result in an estimated monthly principal and interest payment of $1,607.82 over the full term of the loan with an APR of 7.395%. The payment amount in the example does not include taxes and insurance premiums, actual payment will be greater.

Exceeding Our Customers' Expectations

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